Privacy Policy

1. Introduction and Scope

This Privacy Policy describes how Mortgage & Family Coverage (a consumer-facing marketing property owned and operated by Turbine Growth Marketing LLC, "Company", "we", "us", or "our") collects, uses, handles, and protects information gathered from consumers visiting mortgagefamilycoverage.com (the "Site") and submitting requests for a mortgage protection insurance review.

2. Marketing and Referral Agency Disclaimer

Mortgage & Family Coverage and Turbine Growth Marketing LLC operate exclusively as a commercial marketing, advertising, and lead distribution platform. We are not an insurance carrier, managing general agency (MGA), underwriting firm, broker, or licensed insurance producer. We do not evaluate medical risk, underwrite policies, or quote bindable premium rates. Information submitted through this Site is collected to match you with an independent, third-party licensed insurance agent or agency authorized to conduct business in your state.

3. Information We Collect

Contact Data: Full legal name, telephone number, email address, and physical state of residence.

Coverage Needs & Qualifying Characteristics: General information related to your request for mortgage protection options. This may include housing or mortgage status, estimated coverage interests, and basic demographic parameters used to match you with an appropriate partner. (We explicitly do not collect sensitive banking credentials, Social Security Numbers, or detailed medical/health histories).

Technical & Verification Metadata: IP address, user-agent string, operating system, referring URL, time-stamped activity logs, and independent verification certificate tokens (such as ActiveProspect TrustedForm, Jornaya LeadID, or equivalent cryptographic session verification technologies).

Cookies and Tracking Technologies: We utilize cookies, web beacons, pixels, and similar standard tracking technologies to operate the Site, remember your preferences, and measure advertising performance. You may configure your internet browser to reject cookies or notify you when a cookie is sent; however, disabling cookies may impact certain site functionality or verification processes.

4. How Information is Used, Shared, and Advertising Tracking Safe Harbors

We use the information collected on this Site solely to:

• Verify qualification parameters and route your inquiry to a matched licensed partner in your jurisdiction;
• Establish and preserve an immutable audit trail of TCPA compliance and affirmative electronic consent;
• Enforce our terms, monitor site security, and resolve consumer support requests.

Data Sharing & Exclusivity: We do not sell, rent, or distribute consumer inquiry data to multi-party public marketing lists, lead aggregators, or unrelated third-party advertisers. Your information is routed exclusively to a single matched licensed insurance partner or their authorized agency.

Advertising Network Data Minimization: We utilize analytics and conversion tracking technologies (such as Meta Pixel / Conversions API and Google Analytics) solely to measure aggregate website activity and generic conversion events (e.g., page views and completed inquiry submissions). We do not transmit sensitive form inputs—including mortgage balance ranges, debt characteristics, or health-related answers—into advertising tracking scripts or conversion events.

5. TCPA Audit Trails and Retention

We maintain records of all form submissions, including date and time stamps, IP addresses, web page source, and the exact consent language presented to you at submission, for a minimum statutory period of five (5) years to demonstrate compliance with the Telephone Consumer Protection Act (TCPA) and applicable state telemarketing statutes.

6. Your Rights and Revocation of Consent

You have the right to revoke contact consent or request that your number be added to an internal Do Not Call list at any time:

SMS Revocation: Reply STOP to any automated or manual SMS received.

Email / Support Revocation: Email support@turbinegrowth.com with the subject line "DNC Opt-Out" and your phone number. Upon receipt, your contact information will be promptly added to our internal suppression list, and our matched partner will be notified in accordance with our compliance policies.

7. State Privacy Rights

Depending on your state of residence, you may have statutory rights under state consumer privacy laws to request access to, correction of, or deletion of your personal data. Submit verifiable consumer requests to support@turbinegrowth.com.

8. Contact Information

Turbine Growth Marketing LLC
Attn: Mortgage & Family Coverage Privacy Desk
180 South 100 West, #853, Pleasant Grove, Utah 84062
Email: support@turbinegrowth.com